Terms of Service

Last updated: August 23, 2025

Key Points Summary

• Use LPMR Delta for lawful financial analysis only.
• We provide data tools, not financial advice.
• Subscriptions are prepaid; limited refund policy.
• You are responsible for your account security.

1. About This Service

LPMR Delta is operated by LPMR Analytics LLP (doing business as LP & M Research). By accessing or using our platform, you agree to these Terms of Service.

Our service provides tools for analyzing financial data in XBRL format to assist with research and decision-making.

2. Acceptable Use

Permitted Uses

• Personal or organizational financial research and analysis
• Educational and academic purposes
• Compliance and regulatory reporting

Prohibited Activities

• Reverse engineering or attempting to access source code
• Sharing account credentials or unauthorized access
• Using the service for illegal activities
• Scraping, automated extraction, or attempts to damage systems

3. Your Account

You are fully responsible for keeping your login credentials secure, all activities under your account, and notifying us immediately of unauthorized access. Account sharing is strictly prohibited.

4. Billing & Subscriptions

• Subscriptions are prepaid monthly or annually
• Access begins immediately upon successful payment
• Payments are processed via Dodo Payments; card details are not stored
• Pricing may change with 30 days' notice
• Cancellations retain access until the end of the current billing period

5. Refund Policy

No refunds are offered except where required by law. Please evaluate our service during trial periods before subscribing.

6. Intellectual Property

All content, research, reports, and platform materials are the intellectual property of LP & M Research. Unauthorized reproduction or distribution is prohibited.

7. Important Disclaimers

Not Financial Advice: LPMR Delta provides tools for data analysis and research purposes only. We do not provide investment, legal, tax, or financial advice.

Use at Your Own Risk: LPMR Analytics LLP is not liable for financial losses, investment outcomes, or business decisions resulting from the use of our service.

8. Service Availability & Limitations

Our service is provided on an "as is" basis. We strive for reliability but cannot guarantee uninterrupted access, error-free operation, complete data accuracy, or universal device compatibility. We provide reasonable notice of planned maintenance.

9. Limitation of Liability

To the fullest extent permitted by law, LPMR Analytics LLP disclaims liability for indirect, incidental, or consequential damages from use of LPMR Delta, including loss of profits, data, or opportunities. This limitation applies only as permitted by law.

10. Dispute Resolution

We encourage resolving disputes amicably. If unresolved, disputes will be settled by arbitration or under the jurisdiction of Indian courts, unless otherwise required by local law.

11. Governing Law

These Terms are governed by the laws of India. For clients outside India, applicable local laws may also apply.

12. Changes to These Terms

We may update these Terms periodically. For significant changes, we will notify you by email (if provided), through notices on our platform, or by updating the “Last updated” date above. Continued use after changes constitutes acceptance.

13. Contact Us

If you have any questions about these Terms, please contact us:

• Email: info@lpmresearch.com
• Website: www.lpmresearch.com